What are future trends and how can I stop them?

We are seeing two trends for the future that are of great concern

First, there is a tremendous push to lower fee schedules or limit visits. In some cases, chiropractic benefits were poorly managed by the insurance companies. Now they are moving to the other extreme of severely limiting the benefits. here should be a middle ground. Managed care is here to stay, but chiropractors do have an option. Providers make the decision regarding which network they want to join. They can decline joining networks with unfavorable fee schedules or excessive utilization review. They can also voice their opinion to the employer groups or insurance companies. And providers can contact their state chiropractic association, the ACA or other organizations to coordinate an organized effort for change.

Secondly, we are seeing more managed care in auto liability. I would expect this to continue. I-AHC has refused some of these contracts. In other cases, we allow providers to opt out of the auto liability portion of the agreement. This goes back to closely reading term summary sheets and joining networks only after thoroughly researching them.